Providing security and coverage for catastrophic events and major medical expenses

Looking for healthcare coverage that provides protection from life’s major emergencies? Coverage of medical costs associated with big medical events is considered catastrophic health coverage, also sometimes referred to as major medical insurance. Generally, this type of health plan is well-suited for people who either don’t go to the doctor often, or aren’t concerned about paying for minor healthcare expenses out-of-pocket as they come up.

CarePlus Advantage plans have low monthly payments, but a higher Member Shared Responsibility Amount (MSRA)–the amount you pay for healthcare services before your plan starts to share cost. Once met, CarePlus Advantage catastrophic plans pay 100 percent for most covered services. Medical treatment for a serious illness or accident can cost thousands of dollars, so protection from the catastrophic expenses associated with things will bring you peace of mind.


Download the CarePlus Advantage Brochure

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Benefits of CarePlus Advantage

Services & Memberships

Unity HealthShare offers a catastrophic cost-sharing plan to help those who cannot afford standard comprehensive plans and need to provide peace of mind in the event a catastrophic incident requires a hospital visit.

  • Emergency room
  • In- and out-patient surgery
  • Hospitalization
  • In-patient labs & x-rays
  • In-patient pharmacy
  • In-patient MRI & CT scans
  • Anesthesiologist
  • Specialist (hospital stays of 24 hrs or longer)
  • Plan Options

    CarePlus Advantage150k

    CarePlus Advantage 150k sharing limit is best suited for individuals and families who are primarily healthy and looking to provide security to their family knowing they are covered for catastrophic hospitalization events or needs, plus the added benefit of emergency room cost sharing.

    Plans starting from: $104

    CarePlus Advantage250k

    Our 250k sharing limit option gives individuals and families the added protection of more cost sharing with up to $250,000 in plan coverage. CarePlus Advantage offers coverage for those unexpected traumas or hospitalization needs, plus the added benefit of emergency room cost sharing.

    Plans starting from: $185

    This program is not an insurance company nor is it offered through an insurance company. This program does not guarantee or promise that your medical bills will be paid or assigned to others for payment. Whether anyone chooses to pay your medical bills will be totally voluntary. As such, this program should never be considered as a substitute for an insurance policy. Whether you receive any payments for medical expenses and whether or not this program continues to operate, you are always liable for any unpaid bills.

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    Provider Networks


    Download the CarePlus Advantage Brochure

    Download the brochure

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