Supplemental Healthcare Plans:
Being Ready for All Healthcare Needs
Carrying a basic healthcare plan is a good start, and adding catastrophic coverage to help when accidents happen is even better. However, life is full of unpredictable events—and they often come when you least expect, and can least afford it. What happens next when you notice a problem with your eyesight, or hearing? If a medical issue results in an extended hospital stay, are you prepared for all the associated costs? When these out-of-pocket expenses start accumulating, the need for supplemental healthcare becomes very apparent. With Aliera Healthcare’s supplemental plan options, you can prepare for the unexpected.
What types of supplemental medical plans Aliera offers
No one wants to get caught off guard. In order to be prepared for the out-of-pocket costs and expenses that may not be covered by your primary healthcare plan, Aliera Healthcare offers supplemental plans that can be added to any of its Individual and Family plans, or purchased individually. Individuals can choose to add dental, vision, or an indemnity plan to their health coverage, or purchase these plans separately. While both telemedicine and prescription drug coverage are a part of Aliera’s healthcare plans, individuals desiring this coverage can also purchase these independent of a medical plan.
What each plan offers
Unity Vision Care is a low-cost vision plan that offers coverage to those who need it. This plan includes a yearly eye exam and allowance towards glasses for a small monthly fee.
Unity Dental Care is a low-cost alternative dental plan for those who need dental care. It includes two cleanings per year and minor restorative work for a small monthly fee.
FirstCall Telemedicine makes U.S. board-certified doctors only a phone call or video chat away. Available 24/7 and conveniently accessible from work, home, or the road, these doctors can write prescriptions and rereferrals if necessary. For a minimal monthly fee, you can do away with co-pays at the doctor’s and have the convenience of a doctor by phone.
*This service is included with all Aliera Healthcare and Unity HealthShare plans
Rx Valet is ideal for those who lack good prescription drug coverage. With Rx Valet, members can get a 90-day supply of medication at the 30-day price. Customer service representatives also help members locate pharmacies with the lowest rates for prescription medication.
*Aliera’s Healthcare plans come with prescription drug coverage, so this is for people with healthcare that lack a good prescription plan
Indemnity Plans are based on a reimbursement model, and cover predetermined costs associated with a certain qualified medical service you may receive. These benefits then pay either a set portion of your total charge, or a pre-set fixed cost, and are paid directly to you. Indemnity plans can be combined with other healthcare coverage or healthcare plans and payouts.
No longer do individuals and families have to feel like they are just stuck with whatever coverage their insurance company gives them. With the supplemental healthcare policies from Aliera Healthcare, even weak coverage can be strengthened. People can have confidence that their needs are being cared for without having to pay high premiums. Finally, solutions that make sense.