CareSelect helps make major emergencies more affordable if, and when, they occur.
This plan is for people who are primarily healthy and don’t mind paying out of pocket for day to day healthcare expenses but who are looking for peace of mind in case of serious illness or injury. Individuals may choose to enroll themselves and/or their family members in addition to, or instead of, an employer sponsored health plan.
CareSelect is built on an innovative cost-sharing model from Trinity HealthShare and is designed to streamline access to individual and family-focused healthcare choices without the costs and complexities of most one-size-fits-all traditional medical plans. Participation in the Health Care Sharing Ministry (HCSM) plan is 100% voluntary and individual enrollees must agree to Trinity’s Statement of Beliefs.
CareSelect has a low monthly sharing contribution and a high Member Shared Responsibility Amount (MSRA), which is the amount members must pay out of pocket before medical expenses become eligible for sharing with other members. CareSelect is specifically designed to provide catastrophic cost-sharing options for individuals and families. CareSelect offers two MSRA levels including $5,000 and $10,000, and three maximum sharing limit options including $150,000, $250,000 and $500,000.