Providing security and coverage for catastrophic events and major medical expenses
Looking for healthcare coverage that provides protection from life’s major emergencies? Coverage of medical costs associated with big medical events is considered catastrophic health coverage, also sometimes referred to as major medical insurance. Generally, this type of health plan is well-suited for people who either don’t go to the doctor often, or aren’t concerned about paying for minor healthcare expenses out-of-pocket as they come up.
CarePlus Advantage plans have low monthly payments, but a higher Member Shared Responsibility Amount (MSRA)–the amount you pay for healthcare services before your plan starts to share cost. Once met, CarePlus Advantage catastrophic plans pay 100 percent for most covered services. Medical treatment for a serious illness or accident can cost thousands of dollars, so protection from the catastrophic expenses associated with things will bring you peace of mind.